Frequently Asked Questions

Leasing a vehicle allows you to drive a car or commercial vehicle for a set period without owning it. You choose your car, agree on the lease term and mileage allowance, and pay an initial amount followed by fixed monthly payments. At the end of the lease, you simply return the vehicle to the leasing company.

Currently, all of our Vehicles are Brand New and UK sourced. However, we’re excited to announce that we have now Launched a Selection of Used Electric Cars! This is part of our ongoing effort to offer more flexible and sustainable options, so watch this space for future updates.

Check out our Used Car Offers!

At GB Car Leasing, we pride ourselves on not charging any setup, administration, or processing fees—unlike many other providers. Our goal is to make your leasing experience simple and stress-free! 💫

Additional charges may apply in certain situations, such as making changes to your agreement, paying fines (e.g., parking or speeding offences), or requesting items not included in your lease, like foreign travel documentation. This isn’t an exhaustive list, so please get in touch for full details.

Yes, Road Tax is Included for the duration of your agreement. This means the Finance Company handles the taxation, so you don’t need to take any action.

Some agreements, however, such as operating Leases or Contract Purchase Plans (PCP or HP), may not include VED. Be sure to check your specific contract to see what’s covered.

VED is an annual fee required to legally drive a vehicle on UK roads. Rates can change each year due to several factors:

• Vehicle emissions: Cars with higher CO₂ emissions generally have higher VED charges.

• Government policy changes: Budgets or environmental policy updates can affect rates.

• Inflation: General price increases may also impact VED costs over time.

Because VED rates can vary, it’s wise to stay informed when budgeting for your vehicle. While the initial VED is usually included in your lease, you’ll be responsible for any renewals after that ⚠️

If you have any questions about VED or your lease agreement, our team is happy to help!

When you lease a car or van through us, it comes with the full manufacturer’s warranty which is usually 3 years - just like if you bought it directly from a main dealer. This means you can drive with confidence, knowing that any covered repairs or defects will be handled by the manufacturer during the warranty period.

However, some manufacturers offer longer warranties as part of their commitment to quality and reliability. For example, MG provides an industry-leading 7-year warranty on many of their models - giving you extra protection and confidence over the long term.

Other brands may also offer extended warranty options or service plans, so if a longer warranty is important to you, we’re happy to help you find the right vehicle that fits your needs.

If you have any questions about warranty coverage or want advice on the best options available, just get in touch!

6+35 is the rental profile. In summary, it would mean a 36 month agreement, with the initial rental equivalent to 6 times the monthly rental followed by 35 monthly rentals.

For example, if the rental was £100 per month, the initial rental would be £600 followed by 35 rentals of £100. For a more detailed explanation simply call our friendly team!

The documents you’ll need when leasing a vehicle can vary depending on your credit profile. Typically, this includes proof of income, proof of identity, and a passport and/or driving licence. Additional documentation may be requested by the finance provider, and if so, we’ll inform you promptly.

Unfortunately not,  as this is a financial agreement you'll need to be 18 or over to Lease a vehicle. You'll also need a Full Driving Licence. If you've only recently turned 18, you might not have much or any credit history, so it may be that the choice of vehicles is limited to lower value cars. There is no upper age limit for most finance companies for a car lease.

Unfortunately not. You will be credit checked and all our leasing agreements require a good credit history. If you're unsure then please contact us to discuss further. We wouldn't be able to supply you a vehicle if you're presently in an IVA or recently bankrupt.

In some cases, we may be able to help you exit your current agreement early without incurring an early termination fee and assist you in securing a new deal. However, this is only possible occasionally and not guaranteed.

Typically, ending your agreement early involves an early termination charge, and you would need to settle this before entering into a new contract. If you’re considering this option, we can request an early termination quote on your behalf during your contract term.

If you exceed the agreed mileage on your lease, a per-mile charge will apply once the vehicle is returned. The excess mileage rate will be provided before delivery and is also outlined in your leasing agreement.

Some contracts allow you to adjust your mileage during the term, which can help you avoid additional charges by modifying your monthly payments to better match your driving habits.

If you feel you might be approaching or exceeding your mileage allowance, please get in touch with us during your contract so we can advise on the best solution.

For more information, contact our admin team.

No, we're not able to supply cars for hire or reward, such as being hired out, used as a courtesy car or for private hire/taxi purposes.

We do have access to Driving Instructor offers, due to their specialist nature we do not advertise prices, please contact us for more information.

Yes, you are able to nominate the leasing company on your retention document, which will allow you to place the cherished plate on your vehicle for the duration of your lease. Some finance companies charge an administration fee for this, please contact us for more information.

All of our funding partners collect the initial rental payment via Direct Debit, typically within 7 to 14 days after the vehicle has been delivered. There is no requirement to pay this amount upfront.

Please note that payment by credit card is not accepted; the initial rental must be collected by Direct Debit from the bank account specified on your finance application.

Yes! Before you go, you'll need to request a VE103/Green Card from the finance company- these are usually valid for 12 months. There may be a small administration charge for this document.

Many contracts may be subject to amendments, including changes to mileage limits. However, the ability to make such modifications varies depending on the finance provider and the specific product. We encourage you to contact us for further information and guidance.

Please be advised that no amendments can be made during the final six months of the contract term.

If you have selected a maintenance-inclusive contract, simply contact the designated driver support line (details will be provided when your contract begins), and they will arrange the service on your behalf.

If you choose to manage servicing yourself, you may take the vehicle to any main dealer or, under block exemption rules, to any VAT-registered garage that uses manufacturer-approved parts and follows the manufacturer’s service schedule to maintain your vehicle’s warranty.

Please ensure the garage can meet these requirements before proceeding with the service.

Our renewal team will contact you well in advance—typically around 12 months before your lease ends—to discuss your options. Many customers choose to upgrade to a new vehicle, while others may extend their current lease or arrange for the car to be collected.

About six months before your lease expires, we’ll start assisting you in finding your next vehicle. With factory orders usually taking 12–24 weeks, starting early ensures you can secure your replacement on time.

If you’d like us to organise the collection of your vehicle at the end of your contract, please contact us at least 7 working days before the end date. If your contract finishes on a weekend or bank holiday, allow extra time to ensure smooth coordination. Timely communication helps us work with funders and avoids any unnecessary charges for retaining the vehicle beyond your agreement.

A few weeks before your lease concludes, you will need to get in touch to arrange your collection. On the scheduled day, the collection agency will inspect the vehicle, and if it meets fair wear and tear standards, complete the paperwork and take the car away.

Our funders understand that vehicles will not be returned in showroom condition, and a reasonable degree of wear and tear is expected. Typically, minor scuffs on wheels, small dents, and light stone chipping fall within acceptable wear and tear and usually do not incur charges. However, any significant damage beyond normal wear and tear should ideally be repaired before returning the vehicle to avoid unexpected fees. Should you choose not to carry out repairs, you will be invoiced accordingly.

For more information and examples of acceptable wear and tear, please request our guidance when making your enquiry.

Once you enter into your lease agreement, it is your responsibility to take out insurance for the vehicle you are leasing. As you won't own the vehicle, you must get out a fully comprehensive insurance deal.

We work with a broad network of trusted funders and partners to bring you the most competitive deals available.

All of our vehicles are sourced directly from manufacturers or through our reliable UK partners. By leveraging an extensive dealer network, we can keep a wide range of cars in stock while maintaining great prices.